On this week’s Ask Farnoosh, host Farnoosh Torabi responds to audience questions related to the real estate market, specifically in New York City. Will the Big Apple get its groove back in the next year or two? Also: how parenthood can make you more productive at work (and richer), and best ways to save and invest for mid-term goals like buying a car or supporting a relative through college.

Co-host Chelsea Silveira Burgos revisits the show. She is an avid So Money listener and personal finance enthusiast pursuing financial independence with her husband and 4-year-old daughter. Chelsea and her family live in California where they own their home, save for retirement and college, and are working toward becoming debt-free.

Chelsea is a Board Certified Behavior Analyst (BCBA) and works primarily with children on the Autism spectrum. She is an adjunct instructor for her online grad program and has a private tutoring client who connected with Chelsea on Instagram after Chelsea was reposted by a few popular accounts in the field of ABA.