There’s personal finance advice out there tailored to pretty much every category you can think of. But what about graduate students and PhDs? Where can they turn for financial advice to help them not graduate with a mountain of debt after so many years in school?

Our guest Emily Roberts graduated from college with $17,000 in student loan debt. She decided to continue her education and get her PhD but realized that she was facing a difficult financial situation: living on a small stipend from her university. Rather than continue to rack up more debt, she began to learn about personal finance. After she and her husband both spent over six years getting their PhDs, they finished their program with over $100k in net worth. Now Emily is determined to help other graduate students take control of their financial future, no matter what their income.

You can learn more about Emily on her site, PFforPhDs.com. Connect with her on Twitter @PFforPhDs and on Facebook, @PersonalFinanceforPhDs.