This week’s Ask Farnoosh: The pros and cons to overpaying a credit card for the sake of budgeting for big expenses; how to create an exit strategy from an industry that you don’t love; should I work with a financial planner if I don’t need investing help? Plus: Farnoosh’s favorite money apps. (This episode’s questions originally aired on April 21, 2023.)

Check out this week’s episodes with Donovan Ramsey and Farah Sharghi.

Pre-order A Healthy State of Panic and immediately access her Scared Smart video and workbook lesson plan.