Paco de Leon, founder of financial education company The Hell Yeah Group, shares advice from her upcoming book, Finance for the People: Get a Grip on Your Finances. The book addresses our gaps between financial intention and behavior, how money is a proxy for power and a special message for those who have been victims of inequality. Learn more about Paco and her work on her website.

Got a question for our Friday episodes of Ask Farnoosh? Text 415-942-5002.

Want more articles and videos by Farnoosh? Check out www.cnet.com/somoney.

Subscribe to her weekly So Money newsletter for the latest updates and advice.