In this Friday the 13th edition of So Money, Farnoosh reflects on turning 46 and shares the financial truths that have shaped her life—from why money really buys options, to the systemic realities behind debt and financial setbacks. She also unpacks the latest housing and stock-market headlines and answers listener questions on negotiating credit cards, navigating finances with a partner, and transitioning to separate accounts in marriage.
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Senator Booker unveils a new proposal called the Keep Your Pay Act—a plan that would eliminate federal income taxes on the first $75,000 of income, a move he says could dramatically increase take-home pay for many middle-class families.
For years, the assumption has been that FIRE works best for people without children: dual-income professionals willing to live extremely frugally in pursuit of early retirement. But what happens when you want both financial independence and a family?
Ron Lieber is the longtime New York Times “Your Money” columnist and author of the bestselling book The Price You Pay for College. He has spent years investigating how college pricing really works—and why the “sticker price” is often not the price families actually pay.
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