This week on Ask Farnoosh, Farnoosh and special co-host Leyla Shams, an avid So Money listener, dive into your money questions including: “What are the best way to invest?” “Should I cancel my credit card?” and “Is it worth it to pay down my student loans if I’m starting a business at the same time?”

After earning her professional degree in architecture, co-host Leyla Shams spent several years traveling the well-worn path to becoming a licensed architect. But after being laid off during the 2007 recession, Leyla started exploring other options: instead of immediately looking for her next job, she began a number of independent ventures, most notably a language-learning podcast called “Learn Persian with Chai and Conversation“. After the birth of her son in 2016, she left architecture completely, and has now made a career of her “side hustles.” She encourages others to do the same.